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141 articles
Islamic Agricultural Financing in Pakistan (2026): ZTBL and the Alternatives
From ZTBL's twelve Islamic farm products to Salam crop advances at NRSP and Akhuwat's interest-free agriculture loans, the halal financing map for Pakistani farmers in 2026.
Halal Education Financing in Pakistan (2026)
Pakistan has no Islamic student loan market worth the name. What does exist in 2026: Akhuwat's education loans, university qard schemes, takaful education plans, and saving early.
How to Save for Hajj from Pakistan (2026): A Halal Plan
Hajj from Pakistan costs more than a million rupees and must never be financed with riba. A practical halal savings plan for 2026: vehicles, timelines and monthly math.
Wedding Costs the Halal Way in Pakistan (2026): Financing Without Riba
Pakistani weddings routinely cost years of income, and riba offers to pay for one night. The halal playbook for 2026: saving vehicles, Akhuwat's marriage support, and honest limits.
Which Islamic Bank in Pakistan Pays the Highest Profit Rate? (2026)
Raqami paid the highest published bank savings rates in June 2026 at 10% to 11%, with a 1-year deposit at 11.50%. Here is the declared-rate table across every major Islamic bank.
Is KIBOR-Based Islamic Financing Actually Halal? (2026)
Mainstream scholars, including Taqi Usmani, permit KIBOR as a pricing benchmark when the underlying contract is a valid sale, lease or partnership. The reasoning and the counterarguments.
Is Bank Profit Halal in Islam? What Pakistani Savers Should Know (2026)
Profit from a valid Islamic bank account is halal per mainstream scholars: a share of real financing income with loss exposure. Conventional account interest is riba. The difference explained.
Which Is the Best Islamic Bank in Pakistan? (2026)
There is no single best Islamic bank in Pakistan, but there are clear winners by use case: Meezan for documentation, Raqami for savings rates, BankIslami for digital. Evidence-based verdicts.
Is National Savings Halal? The Sarwa Islamic Accounts Question (2026)
Regular National Savings certificates pay interest, which scholars treat as riba. The Sarwa Islamic accounts are the compliant alternative, paying 11.10% to 11.52% as of July 2026, with caveats.