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178 articles
Faysal Islami Car Finance Review: Rates, Instalments and Total Cost (2026)
Faysal Islami Car Finance is Diminishing Musharakah priced at 1-year KIBOR plus 4.5% to 6.5%, with 30% equity and a Rs 3 million cap. The instalment maths at today's KIBOR, every fee, the early-exit charge and how it compares.
Dawood Family Takaful Review: Salamti, Sarwat and the Surplus Record (2026)
Dawood Family Takaful is the only Pakistani operator that publishes surplus in rupees: Rs 172.6 million in 2025. PACRA A++, Salamti from Rs 7,500 a year, the Sarwat bonus ladder, and the fees it still does not disclose.
Islamic Funds vs Mudarabah Savings vs National Savings for Retirement (2026)
Three halal rails carry Pakistani retirement money: Shariah-compliant funds and VPS, Mudarabah bank deposits, and National Savings' Sarwa accounts. We compare how each pays, what each costs and which fits each age.
Akhuwat House Loan Scheme (2026): Eligibility, Loan Size and How to Apply
Akhuwat's interest-free housing loan finances repair, rooms and construction on plots up to 5 marla, at Rs 100,000 to Rs 1.5 million over three to ten years. Who qualifies, the ten steps, and when a bank fits better.
UBL Ameen Review (2026): Savings Account, Ghar Ho Tu Apna and Ameen Drive
UBL Ameen is UBL's Islamic window with a dated Shariah certificate, a 5% fixed government home scheme, a KIBOR-linked car product and savings rates it does not publish online. A whole-window review.
Islamic Car Financing Pakistan (2026): Five Banks Compared Line by Line
Meezan, Faysal, Dubai Islamic, BankIslami and Bank Alfalah Islamic all work inside the same SBP rules. What differs is structure, processing fees, early settlement charges and takaful handling. We lay them side by side.
Halal Trading Apps in Pakistan (2026): Which Brokers Fit a Shariah Investor
Only one PSX brokerage, ZLK Islamic, restricts you to Shariah-compliant stocks. KTrade publishes its commission; most others do not. The apps, CDC fees, index lists and the features to switch off.
Is a Savings Account Haram? (2026): Conventional vs Islamic Accounts in Pakistan
An interest-bearing savings account is riba and the profit must be given away; a Mudarabah account at an Islamic bank is a different contract. What the fatwas say, what to do with interest received, and how to switch.
Alhamra Cash Management Optimizer Review (2026): Returns, Fees and Rivals
MCB Investment Management's Islamic money market fund charged 0.52% and returned 10.50% over 365 days to August 2026. We review the FMR and compare it with Meezan Rozana Amdani and Mahaana Save+.