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141 articles
Are Mutual Funds Halal in Pakistan? (2026)
Shariah-compliant mutual funds are halal per mainstream scholars: holdings are screened, income is purified, and named Shariah boards supervise. Pakistan's Islamic fund industry, explained.
Is the Stock Market Halal? PSX and the KMI-30 Answer (2026)
Buying screened shares on the PSX is halal per mainstream scholars. The KMI-30 index applies six published tests, and two Shariah ETFs now track compliant stocks. What qualifies and what does not.
Is Life Insurance Haram in Pakistan? What Scholars Say and the Takaful Alternative (2026)
Most Pakistani scholars hold conventional life insurance impermissible due to riba, gharar and maysir. Family takaful is the alternative, and Pakistan's market is now deep. The positions, honestly.
Is EOBI Pension Halal? (2026)
EOBI is a compulsory state benefit scheme, and scholars generally permit receiving statutory pensions. The concern is how the fund invests. What is known, what is not, and the scholarly positions.
Can Overseas Pakistanis Get Halal Home Financing in Pakistan? (2026)
Yes. Roshan Apna Ghar gives Roshan Digital Account holders Diminishing Musharakah home financing, priced at KIBOR-flat with lien collateral, and NRPs qualify for the subsidized Apna Ghar scheme too.
Why Do Islamic Banks in Pakistan Look Like Conventional Banks? (2026)
Because both price off KIBOR, compete for the same deposits and quote similar installments. The skeptic's case is fair, and the contract-level differences are real. Both things, examined honestly.
Meezan Easy Home vs BankIslami MUSKUN (2026): Which Halal Home Finance Wins
Meezan publishes its KIBOR spread and Easy Home caps out at Rs 50 million. BankIslami hides its pricing but finances up to Rs 150 million with a cleaner early exit. Here is how to choose.
Meezan Bank vs Faysal Bank (2026): Comparing Pakistan's Two Biggest Islamic Banks
Meezan was born Islamic and declares its deposit rates monthly. Faysal converted its entire book by 2022 and prints its financing spreads. Savers and borrowers should pick differently.
Meezan Bank vs HBL Islamic (2026): Full Bank or Window?
Meezan is a full Islamic bank under a Taqi Usmani-chaired board. HBL Islamic is a window inside Pakistan's largest private bank, and its June 2026 savings rate edged Meezan's. Structure decides it.