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Reviewed by: HalalWallet Editorial TeamLast reviewed: 2026-03-09Disclosure: Featured partners may compensate HalalWallet for clicks. Editorial policy and full disclosures.

Reviewed quarterly and updated when provider data, product availability, or pricing changes.

Scholar-Sourced Methodology

Calculate Your Zakat in Minutes

Free, accurate, and based on live gold & silver prices. Covers cash, stocks, crypto, retirement accounts, real estate, and business assets.

Quick Estimate
$

Your estimated Zakat will appear here

🥇 Gold Nisab: |🥈 Silver Nisab:
100% Free
~2 min to complete
No account required

Simple & Clear

How Zakat Works

Four simple steps to fulfill your obligation with confidence.

01

Check Nisab

Determine if your total wealth exceeds the minimum threshold (based on gold or silver value).

~3oz gold or ~21oz silver
02

Calculate 2.5%

Add up all eligible assets — cash, investments, gold, business — and subtract debts.

Assets − Debts = Net Wealth
03

Verify Hawl

Ensure your wealth has been above Nisab for one full lunar year (354 days).

1 lunar year = 354 days
04

Pay Your Zakat

Distribute to eligible recipients. Many pay during Ramadan for multiplied rewards.

8 categories of recipients
DETAILED CALCULATOR

Full Asset-by-Asset Breakdown

Enter each asset category for a precise calculation. Zakat is 2.5% of eligible wealth above the Nisab threshold.

Nisab standard:
Loading live prices...

Your Zakat Due

Rs 0.00

Net Assets

Rs 0.00

$

Checking, savings, money market

$

Jewelry, coins, bullion

$

Brokerage accounts, ETFs, mutual funds

$

Unpaid or accumulated dividends

$

Current accessible value

$

Money you've lent out

$

Tax refunds, salary owed, etc.

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Start Entering Assets

Rs 0.00

Open a section and enter your assets

Total Net AssetsRs 0.00
Nisab (gold)Rs 8,490.00
Rate2.5%

Get Zakat Reminders 🌙

Ramadan reminders, Zakat tips, and halal finance insights.

This calculator provides estimates for guidance. Consult a qualified Islamic scholar for complex situations. Nisab values are based on live metal prices and may fluctuate.

Important: HalalWallet provides educational information and comparisons to help you explore halal financial options. We do not provide financial, legal, or religious advice. Product structures and Shariah compliance oversight vary by provider. Always verify halal compliance directly with providers and consult with qualified Islamic finance advisors or scholars for guidance on specific products and your individual circumstances.

Where to Give Zakat

Find trusted, Zakat-eligible organizations in the US. We've compiled a list of vetted charities and organizations to help you fulfill your obligation with confidence.

🤲 View Zakat-Eligible Organizations

Your Halal Finance Journey

After calculating your Zakat, explore Shariah-compliant options for investing, home financing, banking, and more — personalized to your state.

COMMON QUESTIONS

Frequently Asked Questions

Common questions about Zakat and Islamic charitable giving

Need More Information?

Download our comprehensive Zakat handbook for detailed guidance on calculations, eligible assets, and Islamic principles of charitable giving.

Download Complete Zakat Handbook

Quick Answer

Zakat is a compulsory 2.5% annual tax on wealth above the Nisab threshold — one of the five pillars of Islam. Use our free 2026 Zakat calculator to determine your obligation on cash, investments, crypto, real estate, and business assets. Zakat can be paid any time of year, though many Muslims choose Ramadan.

Key Takeaways

  • Zakat rate is 2.5% on wealth above the Nisab threshold
  • Nisab is based on the value of 87.48g of gold or 612.36g of silver
  • Zakat is due on cash, investments, crypto, real estate, and business assets
  • Our free calculator covers all major asset categories
  • Zakat can be paid any time — Ramadan is preferred but not required

Sources and review process

This page is reviewed against HalalWallet editorial standards and source documentation.

Reviewed by: HalalWallet Editorial Team

Last reviewed: 2026-03-06

How to cite this page

Preferred format:

HalalWallet. “Free Zakat Calculator 2026 + Complete Zakat Guide.” HalalWallet, https://www.halalwallet.pk/zakat. Accessed 2026-03-14.

For time-sensitive claims (rates, fees, state availability), please verify directly with the provider's official documentation and note the retrieval date.