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178 articles

Islamic Home Financing Rates in Pakistan (2026): Seven Banks Compared
HBL Islamic, Al Baraka, Bank Alfalah Islamic and BankIslami publish spreads, finance-to-value limits and tenors for Diminishing Musharakah home finance. Meezan, Faysal and Dubai Islamic are quote-only today.

Bank Alfalah Islamic Review (2026): Savings Rates, Car Finance and Home Finance
A whole-window review of Bank Alfalah Islamic: the August 2026 savings rates and October weightages, the Ijarah auto finance KFS line by line, where Home Musharakah fits, and what the Alfa app can do.

Meezan Apni Bike Review (2026): Instalments, Eligibility and Total Cost
Meezan Apni Bike sells you a new motorcycle on Musawamah: 15% to 50% down, one to three year tenors, a Rs 1,800 plus FED processing fee and no early settlement profit. What it costs and who qualifies.

Switching to Islamic Banking in Pakistan (2026): The 2028 Riba Deadline and You
The Constitution now says riba must be eliminated before 1 January 2028. Here is what the Federal Shariat Court judgment and SBP's conversion rules mean for a conventional bank customer, and how to move your accounts.

What Is Residual Value in Car Ijarah? (2026): How Pakistani Banks Set It
Residual value is the pre-agreed sum you pay at the end of a car Ijarah to take ownership. It lowers the monthly rental and moves cost to the end. Meezan's 40% to 60% schedule and the other banks' rules.

Meezan Certificate of Islamic Investment (2026): COII Rates and Early Encashment
Every COII tenor and payout with the rate declared for September 2026, how weightages turn pool profit into your rate, what breaking the certificate early does to your return, and the zakat and tax deductions.

Islamic SME Financing in Pakistan (2026): Banks and SBP Schemes Compared
What BankIslami, HBL Islamic, Al Baraka and Bank Alfalah Islamic publish for small and medium businesses, how running Musharakah differs from Murabaha, the SBP Islamic refinance schemes and Akhuwat at the micro end.

Bank AL Habib Car Finance Islamic (2026): Apni Car Rates, Tenors and Fine Print
Bank AL Habib Islamic Apni Car is Diminishing Musharakah car finance up to Rs 3 million over 3 or 5 years, with a Rs 7,000 processing fee, no early purchase charge and a rate the bank quotes only at the branch.

Bike and Rickshaw Instalments Without a Bank in Pakistan (2026)
QistBazaar's Musawamah plans, Akhuwat's interest-free loans and Islamic microfinance banks, compared with bank products for buying a motorcycle or rickshaw on instalments, using figures published on 6 October 2026.