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178 articles
Mahaana Guide (2026): Pakistan's Digital-First Halal Investing Platform
Mahaana is Pakistan's first SECP-licensed digital-only asset manager: Rs 1,000 minimums, zero loads, three all-Islamic funds. What works, what doesn't, and who should use it.
Mutual Fund Fees in Pakistan (2026): How Much of Your Halal Return Gets Eaten
Management fees, expense ratios and sales loads quietly decide your investing outcome. Pakistan's Islamic fund fees dissected, from 0.06% bargains to an 8.20% TER outlier.
Takaful vs Conventional Insurance in Pakistan (2026): The Real Differences
Beyond the marketing: where takaful genuinely differs from conventional insurance in Pakistan, where the two converge, and the evidence from published surpluses and deficits.
National Savings Sarwa Islamic Accounts (2026): Government Backing Without Interest?
Pakistan's National Savings runs an Islamic window paying 11.10-11.52% expected profit as of July 2026. How Sarwa's SISA and SITA work, the Shariah setup, and the disclosure gaps to weigh.
Which Islamic Bank in Pakistan Pays the Highest Profit Rate? (2026)
Raqami paid the highest published bank savings rates in June 2026 at 10% to 11%, with a 1-year deposit at 11.50%. Here is the declared-rate table across every major Islamic bank.
How Much Deposit Do You Need for Islamic Home Financing in Pakistan? (2026)
Plan for 20% to 35% of the property value as your own equity in standard Islamic home financing, or just 10% under the government Apna Ghar scheme. Every major bank's published ratio, compared.
Halal Finance in Balochistan (2026): An Honest Guide to Thin Coverage and Real Options
No city-restricted Islamic home product lists a Balochistan city, and no bank publishes province-specific rates. What still works: national products, the 5 percent scheme, and app-based saving.
Halal Home Financing in Hyderabad (2026): Sindh's Second City, Honestly Mapped
Hyderabad is the only Sindh city besides Karachi on any published halal home financing list. Dubai Islamic's coverage, Bank AL Habib's local Islamic branch, and where the scheme fits Qasimabad prices.
VPS vs Bank Term Deposits for Retirement in Pakistan (2026)
Islamic term deposits feel safe and familiar. A VPS locks money away but pays a tax credit and grows tax-free. Which one deserves your retirement savings? A direct comparison.