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178 articles
Takaful in Pakistan (2026): The Complete Guide
How takaful actually works in Pakistan: the Wakalah-Waqf model, dedicated operators vs bank-owned windows, what it costs, and where the surplus really goes.
Is KIBOR-Based Islamic Financing Actually Halal? (2026)
Mainstream scholars, including Taqi Usmani, permit KIBOR as a pricing benchmark when the underlying contract is a valid sale, lease or partnership. The reasoning and the counterarguments.
Halal Home Financing in Bahawalpur (2026): Coverage at Both Ends of the Ticket
Bahawalpur is the smallest city on Dubai Islamic's home financing list, and the birthplace of Pakistan's first regulated Islamic microfinance bank. Options from Rs 150,001 to Rs 75 million, mapped.
Is EOBI Pension Halal? (2026)
EOBI is a compulsory state benefit scheme, and scholars generally permit receiving statutory pensions. The concern is how the fund invests. What is known, what is not, and the scholarly positions.
Halal Finance in Sindh (2026): Karachi's Full Menu and the Interior's Real Options
Pakistan's Islamic finance industry is run from Sindh, yet the published city lists stop at Hyderabad. What Karachi gets, what the interior gets, and where Sindh Bank's Saadat window fits.
Retirement Options for Overseas Pakistanis (2026)
Roshan Digital Accounts, Islamic Naya Pakistan Certificates, VPS accounts on a NICOP and diaspora home finance: how overseas Pakistanis can build retirement assets back home, halal.
Why Do Islamic Banks in Pakistan Look Like Conventional Banks? (2026)
Because both price off KIBOR, compete for the same deposits and quote similar installments. The skeptic's case is fair, and the contract-level differences are real. Both things, examined honestly.
Halal Home Financing in Sialkot (2026): The Exporter's City Guide
Sialkot is on Dubai Islamic's eleven-city home financing list, and its exporters bring the best-documented self-employed files in Pakistan. Local options, overseas routes and published pricing.
Is Credit Card Use Halal in Pakistan? (2026)
Carrying a balance on a conventional credit card is riba and clearly haram. Scholars differ on cards paid in full every month, and Pakistan now has Islamic card options. The positions, honestly.