Banking
17 articles tagged “Banking”
Raqami and Digital Islamic Banking in Pakistan (2026)
Raqami became Pakistan's first Islamic digital retail bank in May 2026, paying 10-11% on savings with a heavyweight Shariah board. What it offers, what it lacks, and who else is competing.
How Mudarabah Savings Accounts Actually Work in Pakistan (2026)
Deposit pools, 50/50 Mudarib splits, weightages fixed before each month, and the PER and IRR reserves that smooth your profit: the full mechanics behind Pakistani Islamic savings accounts.
Profit Rate vs Interest Rate: The Difference That Matters (and When It Doesn't)
Pakistani Islamic banks declare profit rates that look like interest rates and track the same policy environment. What genuinely differs, what doesn't, and why scholars still draw the line.
Islamic Banking in Pakistan (2026): The Complete Guide
Full-fledged Islamic banks, conventional banks with Islamic windows, digital entrants and government schemes: how Islamic banking in Pakistan actually works in 2026, and how to verify it.
Best Islamic Savings Accounts in Pakistan (2026): Declared Rates Compared
June 2026 declared profit rates compared across Pakistan's Islamic banks and windows, from Raqami's 11.00% to Allied's 6.69%, with the slab tricks and disclosure gaps that change the picture.
Islamic Term Deposits in Pakistan (2026): COII, Certificates and Where the Best Profit Rates Are
Meezan's COII, BankIslami's 70:30 TDR pool, BOK's certificate ladder, Raqami's 11.50% one-year and government options at 11-12%: Pakistan's Islamic term deposits compared with dated rates.
Islamic Bank vs Islamic Window in Pakistan (2026): Does It Matter for Your Money?
Full-fledged Islamic banks and Islamic windows both run Shariah boards, segregated pools and monthly declarations. What actually separates them, and when the choice matters for your deposits.
Roshan Digital Account for Overseas Pakistanis (2026): The Halal Banking Guide
How overseas Pakistanis bank halal through the Roshan Digital Account: Islamic RDA banks, Islamic Naya Pakistan Certificates at 11.75-12.75% PKR, property finance and the fine print.
Islamic Bank Accounts for Women in Pakistan (2026)
NBP Amirah, Allied Khanum, Bank AL Habib's 8.50% women's rate and more: which Islamic women's accounts in Pakistan pay a real premium, and which are ordinary accounts with pink branding.
Opening an Islamic Bank Account in Pakistan (2026): Requirements, Digital Onboarding and What to Check
CNIC, biometrics and ten minutes in an app: opening an Islamic bank account in Pakistan is easy in 2026. The harder part is checking the bank's Shariah governance before you commit. Here is both.
National Savings Sarwa Islamic Accounts (2026): Government Backing Without Interest?
Pakistan's National Savings runs an Islamic window paying 11.10-11.52% expected profit as of July 2026. How Sarwa's SISA and SITA work, the Shariah setup, and the disclosure gaps to weigh.
Pakistan's Islamic Banking Conversion Wave (2026): Which Banks Are Going Fully Islamic
Faysal finished the world's largest Islamic conversion. Bank of Khyber and U Bank are mid-transition, and Bank Makramah shows how hard it can go. Pakistan's conversion wave, bank by bank.
Are Islamic Banks in Pakistan Actually Islamic? An Honest Assessment (2026)
KIBOR-benchmarked pricing, rates that track the policy rate, and real contract differences the critics skip. A fair audit of Pakistani Islamic banking: what is genuinely different and what is not.
Islamic Banking for Freelancers and Remote Workers in Pakistan (2026)
Freelancer accounts at Meezan, Bank AL Habib and BOP, what to do with dollar income, why the RDA is not for residents, and the honest gaps in halal banking for Pakistan's remote workforce.
VPS vs Bank Term Deposits for Retirement in Pakistan (2026)
Islamic term deposits feel safe and familiar. A VPS locks money away but pays a tax credit and grows tax-free. Which one deserves your retirement savings? A direct comparison.
Zakat on Bank Accounts in Pakistan (2026): Deduction Day, Exemptions and the CZ-50
Every first of Ramadan, Pakistani banks deduct zakat from savings accounts by law. Which accounts are hit, how the CZ-50 exemption works, and what the deduction does not settle.
Bancatakaful in Pakistan (2026): Buying Takaful Through Your Bank
Banks sell more takaful than agents in Pakistan. From Meezan Kafalah to the IGI Gold Vitality charge table, here is how bancatakaful works, what it costs, and the questions to ask.