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141 articles
Zakat on Bank Accounts in Pakistan (2026): Deduction Day, Exemptions and the CZ-50
Every first of Ramadan, Pakistani banks deduct zakat from savings accounts by law. Which accounts are hit, how the CZ-50 exemption works, and what the deduction does not settle.
Zakat on Mutual Funds and Shares in Pakistan (2026)
Fund units and shares are zakatable wealth, and purification of haram income is a separate duty entirely. How to value holdings, what AMCs deduct, and the trader vs investor question.
Zakat on Gold in Pakistan (2026): Nisab, Jewelry and the Calculation
Gold nisab is 87.48 grams, or 7.5 tolas, and in Pakistan's Hanafi mainstream even personal jewelry is zakatable. How to weigh, value and calculate without guessing prices.
Zakat on Property and Plots in Pakistan (2026): Trading Intent vs Personal Use
Your house is not zakatable. A plot bought to flip is. Rental property follows a third rule. How intent decides zakat on real estate, and what Pakistan's plot culture owes each year.
Employer Pensions, Gratuity and Provident Funds in Pakistan (2026): The Halal Assessment
Most Pakistani provident funds sit in interest-bearing instruments, and you usually cannot opt out. What scholars say about the interest, plus the halal alternatives taking shape.
Takaful in Pakistan (2026): The Complete Guide
How takaful actually works in Pakistan: the Wakalah-Waqf model, dedicated operators vs bank-owned windows, what it costs, and where the surplus really goes.
Takaful vs Conventional Insurance in Pakistan (2026): The Real Differences
Beyond the marketing: where takaful genuinely differs from conventional insurance in Pakistan, where the two converge, and the evidence from published surpluses and deficits.
Family Takaful in Pakistan (2026): Savings Plans, Protection and What They Cost
Family takaful plans in Pakistan combine life cover with unit-linked savings. Here is what the main operators offer in 2026, what the fees look like, and the surrender traps to avoid.
Health Takaful in Pakistan (2026): Options Compared
Health takaful options in Pakistan for 2026: Pak-Qatar Family Sehat plan classes and pricing, Salaam Sehat, Jubilee's health plans, group cover, and the exclusions to check.