2 articles tagged “Wakalah Waqf”

Dawood Family Takaful is the only Pakistani operator that publishes surplus in rupees: Rs 172.6 million in 2025. PACRA A++, Salamti from Rs 7,500 a year, the Sarwat bonus ladder, and the fees it still does not disclose.
How takaful actually works in Pakistan: the Wakalah-Waqf model, dedicated operators vs bank-owned windows, what it costs, and where the surplus really goes.