Vps
9 articles tagged “Vps”
Retirement Planning for Pakistanis (2026): The Halal Complete Guide
Most Pakistanis retire without a meaningful pension. Here is how to build a halal retirement plan in 2026: what EOBI covers, how Islamic VPS works, and where to start.
Voluntary Pension Schemes in Pakistan (2026): The Complete Islamic VPS Guide
How VPS accounts work in Pakistan: sub-funds, allocation schemes, the Section 63 tax credit, withdrawal rules at 60 to 70, and the seven Islamic pension managers compared.
Best Islamic Pension Funds in Pakistan (2026): Fees and Returns Compared
Seven Islamic VPS managers compared on real numbers: ABL charges the lowest fees, Atlas skips the front-end load, Alhamra has the strongest long record, and Alfalah has a TER problem.
Section 63 Tax Credit Explained (2026): How VPS Contributions Cut Your Pakistani Tax Bill
Section 63 of the Income Tax Ordinance gives VPS contributors a credit worth their average tax rate on up to 20% of taxable income. How it works, who qualifies, and the fine print.
VPS vs Bank Term Deposits for Retirement in Pakistan (2026)
Islamic term deposits feel safe and familiar. A VPS locks money away but pays a tax credit and grows tax-free. Which one deserves your retirement savings? A direct comparison.
Retirement Options for Overseas Pakistanis (2026)
Roshan Digital Accounts, Islamic Naya Pakistan Certificates, VPS accounts on a NICOP and diaspora home finance: how overseas Pakistanis can build retirement assets back home, halal.
Atlas vs ABL Islamic Pension (2026): The Two Cheapest VPS Options Compared
Atlas charges no front-end load and 0.20-1.25% actual fees but did not print FY26 returns cleanly. ABL publishes returns but hides its pension AUMs. Cheap comes with trade-offs at both.
Meezan Tahaffuz vs Alhamra Islamic Pension (2026): The Two Biggest VPS Funds
Meezan Tahaffuz holds Rs 47.31 billion with a gold sub-fund and free takaful cover. Alhamra's equity sub-fund has compounded over 2,100% since 2007. Same fees, very different extras.
Is VPS Halal? Pakistan's Islamic Pension Question (2026)
Islamic VPS funds are halal per mainstream scholars: sub-funds hold only screened assets under named Shariah boards, and the Section 63 tax credit is a tax reduction, not interest. The evidence.