Savings
10 articles tagged “Savings”
Halal Ways to Protect Savings from Rupee Depreciation in Pakistan (2026)
Islamic foreign currency accounts, Mudarabah dollar deposits, physical gold, Shariah-screened shares and Islamic Naya Pakistan Certificates, with the rules of sarf explained plainly.
Digital Islamic Bank Accounts in Pakistan (2026): Raqami vs Mashreq Neo vs Aik
Three licences, three apps. We compare Raqami Islamic Digital Bank, Mashreq NEO Islamic and BankIslami's Aik on onboarding tiers, profit rates, card and transfer fees, deposit protection and what each cannot do.
Are Prize Bonds Halal? What Pakistani Scholars Say (2026)
Prize bonds are one of Pakistan's most popular savings habits and one of its clearest fiqh problems. Why scholars rule them impermissible and what to hold instead.
Are Committees (BC) Halal? Pakistan's Favourite Savings Circle, Examined (2026)
The committee is Pakistan's most trusted savings tool, run on nothing but rotation and reputation. The fiqh verdict, the real risks, and when a bank beats a BC.
Islamic Money Market Funds in Pakistan (2026): Where Cash Earns Halal Returns
Islamic money market funds are Pakistan's default home for halal cash. Fees run from 0.06% to 1.25%, and the differences compound. Here is the full 2026 comparison.
Family Takaful in Pakistan (2026): Savings Plans, Protection and What They Cost
Family takaful plans in Pakistan combine life cover with unit-linked savings. Here is what the main operators offer in 2026, what the fees look like, and the surrender traps to avoid.
How to Save for Hajj from Pakistan (2026): A Halal Plan
Hajj from Pakistan costs more than a million rupees and must never be financed with riba. A practical halal savings plan for 2026: vehicles, timelines and monthly math.
Wedding Costs the Halal Way in Pakistan (2026): Financing Without Riba
Pakistani weddings routinely cost years of income, and riba offers to pay for one night. The halal playbook for 2026: saving vehicles, Akhuwat's marriage support, and honest limits.
Is Bank Profit Halal in Islam? What Pakistani Savers Should Know (2026)
Profit from a valid Islamic bank account is halal per mainstream scholars: a share of real financing income with loss exposure. Conventional account interest is riba. The difference explained.
National Savings Sarwa vs Islamic Bank Deposits (2026): Government vs Bank Profit Rates
Sarwa's government window paid 11.10% on savings in July 2026 while Islamic banks declared 7.04% to 7.84%. The state pays more; the banks show more. Your test decides which gap matters.