3 articles tagged “Raqami”

Three licences, three apps. We compare Raqami Islamic Digital Bank, Mashreq NEO Islamic and BankIslami's Aik on onboarding tiers, profit rates, card and transfer fees, deposit protection and what each cannot do.
Raqami's June 2026 deposit sheet paid 10.00-11.50%, far above incumbents' 7.04-7.84%. But it has no financing products and thinner disclosure. Ready for savings, not yet for banking.
Raqami became Pakistan's first Islamic digital retail bank in May 2026, paying 10-11% on savings with a heavyweight Shariah board. What it offers, what it lacks, and who else is competing.