22 articles tagged “Investing”
The KMI-30 is Pakistan's benchmark for halal stocks. Here are the six screens every company must pass, with the exact thresholds, and what the index means for your money.
Money market funds, equity funds, ETFs, pensions, sovereign certificates and screened stocks: every major halal investing option in Pakistan in 2026, with real fees and returns.
Pakistan's Islamic mutual funds compared on what actually matters: management fees, FY26 returns against benchmarks, Shariah governance, and the minimums to get started.
Islamic money market funds are Pakistan's default home for halal cash. Fees run from 0.06% to 1.25%, and the differences compound. Here is the full 2026 comparison.
Pakistan has exactly two Shariah-compliant ETFs. Al Meezan's MZNPETF and Mahaana's MIIETF compared on fees, tracking gaps, holdings and size, with the numbers both publish.
Al Meezan manages over Rs 702 billion for 602,000+ investors and has run an all-Islamic shelf since 1995. What it offers, what it charges, and where the value actually sits.
Mahaana is Pakistan's first SECP-licensed digital-only asset manager: Rs 1,000 minimums, zero loads, three all-Islamic funds. What works, what doesn't, and who should use it.
The KMI-30 returned 39.18% in FY26. Not one active Islamic equity fund with published numbers matched it. The exact figures, the reasons, and the practical conclusion.
A practical walkthrough of buying Shariah-compliant stocks on the Pakistan Stock Exchange: choosing a broker, screening with the KMI lists, and purifying your dividends.
Even Shariah-compliant companies earn a little impermissible income. Purification is how you cleanse it: the exact formula Pakistani fund advisors use, with worked examples.
INPCs pay 11.75% to 12.75% expected profit in rupees and 6.75% to 7.75% in dollars through a sovereign Mudarabah. How the structure works, the tax, and the fine print.
The Roshan Digital Account gives overseas Pakistanis halal access to sovereign certificates, mutual funds, stocks and pensions back home. Here is the complete 2026 playbook.
Pakistan issues plenty of sukuk, but very little of it is directly buyable by ordinary savers. The honest map of retail sukuk access: funds, brokers and sovereign wrappers.
Gold is permissible with the right rules and popular for the wrong reasons. The fiqh conditions, the zakat you owe on it, and Pakistan's fund routes to gold exposure.
Management fees, expense ratios and sales loads quietly decide your investing outcome. Pakistan's Islamic fund fees dissected, from 0.06% bargains to an 8.20% TER outlier.
The Shariah Governance Regulations 2023 turned Islamic fund compliance into a regulated discipline: registered advisors, certifications and audits. What investors should check.
You can start halal investing in Pakistan with Rs 500 and a phone. The funds that accept small amounts, the apps that onboard in minutes, and the fee traps to dodge.
Shariah-compliant mutual funds are halal per mainstream scholars: holdings are screened, income is purified, and named Shariah boards supervise. Pakistan's Islamic fund industry, explained.
Buying screened shares on the PSX is halal per mainstream scholars. The KMI-30 index applies six published tests, and two Shariah ETFs now track compliant stocks. What qualifies and what does not.
Al Meezan runs Rs 702 billion on an all-Shariah mandate. NBP Funds manages Rs 600 billion-plus on a dual shelf where Islamic funds sit beside conventional ones. That split decides most cases.
Al Meezan manages Rs 702 billion with Taqi Usmani chairing its board. Mahaana runs Rs 6.4 billion, charges roughly half the fees, and opens at Rs 1,000. Your balance decides which matters.
INPC paid an expected 11.75-12.75% in PKR across tenors in August 2026. A Roshan Digital savings account pays a monthly declared rate with full liquidity. Most overseas savers need both.